It is more powerful and enriching to listen to people than to tell them what to do!Stephan Doukhopelnikoff Coach
Everything that is created needs air to prosper.
For a business or entrepreneur it is brains, courage and money!
Finally banks start to see the importance of financing SMEs in Africa, I read in an article of TheAfricaReport (link). Really?
Will they get out of their megalomania? Fintech solutions can also be provided by other players! Personally I am convinced that banks will be outplayed in the future unless they make money roll again.
The situation for SMEs is unbearable by interest rates.
Here in #Burundi the rates go from 18 to 24 %.
Which responsible entrepreneur is crazy enough to loan at those rates.
If you do, your #business is already underminded from the beginning.
It is again another vicious circle in Africa blocking #development.
Banks will refer to the high risks but what do they do from their side to help (young) entrepreneurs to be responsible?
Why it is the humanitarian sector always that has to come with donations?
This is not sustainable and irresponsible.
It is not the core of humanitarian organisations to contribute to entrepreneurship.
Reality is that young entrepreneurs are depending of humanitarian aid to start their business. This is a shame. Also because it contributes to a wrong mindset.
Banks need competition to. Even micro-finance is expensive for entrepreneurs but already more reasonable.
It seems that crowdfunding, partnerships and new future fintech solutions are the best ways to go for Africa.
For now I don’t see the banks get out of their megalomania!
Read the article in TheAfricaReport: link
How can you understand and learn when your focus is disturbed because you have to choose between listening and reading?
Yes your are the teacher.
Doutti. Growth. Coaching Model.
G. Goals. What do I want? Are my goals ‘smart’?
R. Reality. What is my situation now?
O. Opportunity. What can I do now?
W. Way to go. What are the steps, I Will take?
T. Timeframe. When do I take what step?
H. Help. Who can help me?
I use this model not only in one on one coaching but also for companies and organisations. In the end every organisation is composed of individuals…
What colours will your logo consist of?
Chose two main colors and be consistent their use.
Hereby the meaning of colors:
We are all unique and different.
Does this mean that, if you are different, you think different, you live different?
My strength is my conviction that I am created to be me. To live my path.
The more when it comes to inspiration and creativity.
Routines create routine behaviours.
Routine is mindless repetition.
I don’t expect routined minds, embedded in comfort zones, to understand.
To think and act creatively, you can not live by timetables.
When your are creating, it is good to lose all sense of time.
If you are deeply involved in your creation, hours feel like minutes.
When you are fascinated with what you are doing, you become lost in the moment and you are the best of you! That’s where your energy is! That’s your passion.
In creativity, you don’t let time control you! You don’t let anything control you.
When you are in the moment, you fully focus.
Yes all those different ‘waaaaw’ moments of different people living their moment!
People that discovered their moments and giving their all…
It is a blessing, to know who you are and to live who you are!
My self, I respect the early morning hours for my mind to be creative.
Each day I reserve a few hours to let my mind be free in the moment.
That discipline, I build it. Yes, discipline is not lack of freedom, freedom needs discipline.
To respect my ‘self’, I understand I need to discipline my mind! My all being, deserves it.
Also, when energy or inspiration are there (not planned) and I feel I am in the moment, then too, I will stop and give priority to that inspiration whatever I am doing. Of course not when I am sailing on Lake Tanganyika surrounded by hippos.
Why? Because that is the moment I am fully me.
That moment, I am living the reason why I was created.
I made it my life’s mission to give those moments priority because those are the moments I am aligned with the Universe.
And in those moments, time doesn’t matter and I won’t allow anything to distract me from being my creation.
Au lancement du #Lightaward2019 les étudiants des universités à Bujumbura m’ont demandé ce qui est important pour un entrepreneur. Je les ai répondu qu’il y dix compétences nécessaires. La radio de Hope University y à aussi dédié une emission.
1. La première competence c’est la curiosité pour apprendre par soi-même.
Pour apprendre il faut écouter,
écouter pour comprendre, pas pour répéter.
Découvrir et comprendre les besoins, les intérêts des autres?
2. Il faut devenir pro-actif et pas réactif.
Ne pas être dépendant de ce qui se passe autour ou en dehors de soi.
Rester en contrôle de soi-même, n’ importe se qui se passe a l’extérieur.
Développer une force et confiance en soi-même.
3. Gestion de temps. Il faut être conscient du temps pour planifier.
4. Développer une réflexion stratégique. Pour résoudre, analyser des problèmes et trouver des solutions. Pour décider et agir.
5. Efficacité. Il faut être efficace pour arriver à des résultats.
6. Résistance. On n’apprend que par l’expertise. On ne réussit pas tout le temps.
Il faut accepter aussi d’échouer et d’apprendre de ces experiences.
7. Un entrepreneur est précis et concis dans la communication.
La clarté contribue à l’efficacité et la confiance.
8. Apprendre à développer son réseau. Trouver des opportunités, des partenaires, des clients…
9. Savoir gérer de l’argent. Maîtrise de l’argent et le profit n’est pas la compétence la plus importante. Entreprendre, c’est beaucoup plus que se focaliser sur l’argent.
10. Développer une attitude de serviteur. Et savoir (se) vendre.
1. Cognitive skills are the basic abilities we use to think, study, and learn. That is why they are also referred to as subject based skills. This category includes literacy and numeracy skills, and the abilities to understand and solve abstract problems through reasoning. Cognitive skills are usually learned at primary and secondary school levels. Reading, writing, comprehension and basic language skills.
2. Non-cognitive skills are personality traits and characteristics that manifest across social, emotional, behavioural, attitudinal, and other domains. This category covers work habits like effort, discipline, and motivation; behavioural/personal traits like leadership, communication, confidence, and teamwork; and physical characteristics like strength, dexterity, and endurance. Behavioural traits are sometimes referred to as “soft skills.” Non-cognitive skills are most often acquired from parents, communities, and on-the-job training.
3. Technical or trade skills are amalgams of specific knowledge and the relevant cognitive and non-cognitive skills that combine to help workers accomplish job-specific tasks. This category includes skills like equipment use and repair, product design, production techniques, computer skills, marketing, budgeting, market research, and business management. Technical and trade skills are primarily learned through tertiary education, formal technical and vocational education, and training programs and apprenticeships.
Cognitive, non-cognitive, and technical skills can all be developed through either in-school or non- school educational and training models. Or a combination of the two?
In-school models are programs taught in a school environment. In-school models are considered formal education and training because they follow systematic and structured curricula with precise learning objectives. In-school models are often provided by governments as well as for-profit private education and training providers.
Non-school models are programs taught outside of schools. These programs include lecture- based trainings (for example, short-term technical trainings offered by non-profit organisations or private training providers); on-the-job trainings like formal internships; and non-formal training structures such as apprenticeships. Non-formal training refers to learning skills through the experiences of others, and is not usually associated with official certification. Non-formal training is often provided by employers, family members, or NGOs in collaboration with communities or other organisations.
Mix IN/OUT school models